In August 2021, FEMA updated federal flood maps causing many Florida residents to see a change in their flood zone. In some cases, homeowners saw higher premiums and their lenders requiring them to now carry flood insurance on their homes – or to carry greater coverage due to a higher risk designation.
But sometimes, FEMA flood designations are wrong. A Flood Designation Report can help you determine if your flood status is correct – and if it’s not, you can appeal FEMA’s designation. Read this document about Flood Determination Reports and how they can help.
Other helpful links:
FEMA – Procedure for Challenging Your Flood Zone
Forbes.com – What water-related damage is typically covered/not covered in homeowner insurance policies
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– Kitchell Group Staff