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Flood Determination Reports – How they can help remove or reduce your flood insurance cost

In August 2021, FEMA updated federal flood maps causing many Florida residents to see a change in their flood zone.  In some cases, homeowners saw higher premiums and their lenders requiring them to now carry flood insurance on their homes – or to carry greater coverage due to a higher risk designation.

But sometimes, FEMA flood designations are wrong.  A Flood Designation Report can help you determine if your flood status is correct – and if it’s not, you can appeal FEMA’s designation.  Read this document about Flood Determination Reports and how they can help.

Other helpful links:

FEMA – Procedure for Challenging Your Flood Zone – What water-related damage is typically covered/not covered in homeowner insurance policies

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– Kitchell Group Staff

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